Fidelity

The Retirement Group is required to work with is Fidelity and Netbenefits. Although The retirement Group is noy affiliated or endorsed by Netbenefits we are required to assist our clients through this very robust website.

Netbenefits is owned by Fidelity. Fidelity Investments is one of the largest mutual fund and financial services group in the world. NetBenefits is a website, offered by Fidelity, to help investors manage their retirement accounts. Effortless access to 401k information, pension administration services and control of all aspects 401k investments, are just a few of the services provided though the NetBenefits website. The website provides users with a simple and easy ways to review their portfolios, view their accounts, and evaluate their retirement status.

The country’s number one provider of 401(k) retirement services has an incredibility simple website. The NetBenefits site has 2 key sections, Home and Savings & Retirement. Home shows the investor’s balances and portfolio total for the investor’s retirement accounts. Savings & Retirement is where an investor can view and access their accounts, view details about their accounts and access third-party research tool to make informed investment decisions.

The NetBenefits advantage is its effective layouts, which let the user view their account(s) and then reaction to changes in their account(s). Graphs, videos and simple layouts make the site easy to read and follow. Rates of return, performance summaries, and online statements can all be checked in matter of minutes. Adjustments to paycheck deductions and changes to how future contributions are invested can be done just as easily.

The website offers many tools to for plan for retirement. Finances articles, workshop and retirement planning classes are just some of the learning resources offered at NetBenefits. Take-home pay, health care expensed and mortgage calculators are a few examples of what can be found at the Tools & Learning link under the Savings & Retirement tab. All this information becomes essential with the complexity of present-day 401k plans.

Today, millions of people prepare for retirement by setting aside money in 401(k) plans offered at work. On the surface, it seems simple enough. As a defined-benefit retirement plan, you set aside part of your income that’s then invested to build your savings for the future. But beyond that basic premise, 401(k) plan facts differ greatly, which makes it essential to evaluate your plan and its options to make sure your plan will work for you.

To participate in a 401(k) plan, you must be an employee of a company that sponsors such a plan for its workers. If you don’t work for a company that sponsors a 401(k) plan, or if you don’t like your 401(k) plan rules, you should consider saving and investing for retirement in a self-directed individual retirement account (IRA) instead.

If you have a 401(k) plan at work, then you’ll need to follow a three-step process in order to get up and running. First, you have to fill out the paperwork or online sign-up forms provided by your employer. Next, you should plan to attend the orientation sessions or read the orientation material provided by your employer so you can fully understand how 401(k) plans work.

The orientation materials are provided by the 401(k) plan providers, which are the companies that oversee the administration and investments of the plan. Rules will vary from provider to provide. A Fidelity 401(k) will have different rules and investment choices than a Merrill Lynch 401(k), and the available investments can vary from employer to employer as well. Find out as much about the plan as possible; if you were unhappy with the investment choices at your last job, you may find better ones at a new job, even if both plans are offered by the same provider.

* The Retirement Group® (contact number and phone number 800-900-5867) is not affiliated nor endorsed by your company or employer which includes but is not limited to Honeywell, Conocophillips, Pepsico, Chrysler, Texas Instruments, Duke Energy, Home Depot, IBM, Dell, Halliburton, Siemans, Xerox, Gannet, US Bank *access.att.com, *AT&T, *fidelity.com, *Wyeth, *Pfizer, ING Retirement, ingplans.com, *hewitt.com, *Qwest, *resources.hewitt.com, *Bank Of America, *Chevron, *Hughes, *Northrop Grumman, *Merck, *Raytheon, *Exxon, *Home Depot, *Siemens, *Allstate, *Dell, *Alcoa, *UBS, *Caterpillar, * Verizon, HP, *netbenefits.fidelity.com, Hewlett Packard, Aon, BofA, , your benefits resources, your pension benefits resources, Airgas. Contact number (800-900-5867). We are an independent financial advisory firm that specializes in transition planning and lump sum distribution for corporate employees.

 
 
Tel: 800-900-5867 Fax: 800-900-0750 Email:info@theretirementgroup.com

Registered Representative of and securities offered through FSC Securities Corporation, Member FINRA / SIPC. Investment Advisor Representative of and Advisory Services Offered Through The Retirement Group, LLC or FSC advisory. The Retirement Group, LLC and FSC Financial are not affiliated companies

We are FINRA licensed in: ARIZONA, ARKANSAS, CALIFORNIA, COLORADO, FLORIDA, GEORGIA, ILLINOIS, INDIANA, KANSAS, MICHIGAN, MISSISSIPPI, MISSOURI, NEVADA, NEW HAMPSHIRE, NEW JERSEY, NEW YORK, NORTH CAROLINA, OKLAHOMA, OREGON, PENNSYLVANIA, SOUTH CAROLINA, TEXAS, TENNESSEE, WASHINGTON, WISCONSIN.

Corporate Offices
10675 Sorrento Valley Rd. Suite 100 San Diego, CA 92121