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Retirekit Glossary A

A

ABA Number
A bank routing number, or ABA number, is the unique transit routing number that identifies a specific bank or institution. The transit routing number is used to wire mutual fund redemptions to a bank account.

Accepted Awards
The number of accepted restricted stock awards.

Accepted Grants
The number of accepted grants.

Accepted Rights
This field refers to Stock Appreciation Rights that the participant has accepted. 

Account
A Fidelity account or annuity you hold. The account is identified either by your account number or the number Fidelity has assigned along with the name you assigned (if any).

Account Closeout Fee
A fee that may be imposed on your account by Fidelity to cover the administrative costs of closing it out.

Account Groups
Any grouping of accounts for the purpose of executing performance reporting as a combined pool of assets and investment activity.

Account Level Performance
Reflects the return of your investments within an account for a given period of time. Fidelity tracks account level performance back to 1/1/2007. For new accounts, individual account level performance tracking will start as soon as the account is funded. Calculations are performed on a month-end basis.

Account Level Performance (Portfolio Advisory Service ProgramSM accounts)
Reflects the return of your portfolio for a given period of time. Portfolio Advisory ServicesSM began tracking account level performance to Fidelity Portfolio Advisory ServiceSM Program accounts on 1/1/2000. For Fidelity Private Portfolio ServiceSM, we began tracking account level performance on 1/1/1998. For new accounts, individual account level performance tracking will start at the beginning of the next calendar quarter, after the opening of your account. Reporting occurs at the end of each calendar quarter.

Account Name
The name you give to a Fidelity account or annuity. For example, you could name a retirement account 401(k) Rollover Account.

Account Number
A Fidelity-assigned number used to identify a specific account, or the number of a bank account you use with the Fidelity Electronic Funds Transfer service to transfer cash between your Fidelity account and the bank account.

Account Selector
This field displays the current account. You can select another account from the drop-down list in this field.

Account Value
On the Historical Analysis screen, this is the value of the securities in the portfolio or one or more selected accounts.

Accrued Cash Dividend
The total cash amount accrued for a given vesting period.

Accrued Interest
The interest received from a security’s last coupon interest payment date up to the current date or date of valuation. In a trade context, it is calculated up to but not including the settlement date for the trade.
An investor who sells a security with accrued coupon interest will not receive the accrued interest until the next interest payment date, which would occur after the sale of the bond. The investor buying the bond receives all of the interest from the last payment date including the interest that accrued while the bond was owned by the last investor. As a result, the investor buying the bond pays the investor selling the bond all interest that has accrued from the last payment date up to but not including the settlement date for the sale.
In a bond ladder’s summary calculations, the accrued interest field refers to the sum of all of the accrued interest from the securities in the ladder that will need to be paid if the ladder is purchased on the current day.

ACDC
(Average Cost Double – Category) A cost basis method in which cost basis is calculated on two average cost figures based on the holding period: one for short-term shares owned 365 days or less, and one for long-term shares owned more than 365 days. You can specify whether long-term or short term shares were sold.

Achieved Pending Payment Value
The total value of the number of shares/units and dividends (if applicable) pending payment you have achieved times the price at the close of the previous business day

Acquisition Premium

When fixed income securities issued with original issue discount (OID) are purchased at a premium over the adjusted issue price (plus any accreted OID income), the premium, called an acquisition premium, must be amortized and reflected in the calculation of the adjusted cost basis. This amortization will impact the taxable income you will recognize each year. Fidelity calculates acquisition premium amortization (and makes corresponding adjustments to adjusted cost basis it provides) on the assumption that you elected to use the ratable accrual method in which OID income is reduced by the pro-rata portion of the acquisition premium attributable to each year’s OID earned. If you elected an alternative amortization calculation method, the acquisition premium amount Fidelity calculates may not be applicable. The acquisition premium amounts and adjusted cost basis Fidelity provides may not reflect all adjustments for tax reporting purposes. Review prior calculations and adjustments you have made and consult your tax advisor and IRS Publication 550, Investment Income and Expenses, for additional information.

Acquisition Price/Share

The actual dollar price you paid per share, inclusive of costs associated with purchases (such as brokerage commissions) and exclusive of any of the adjustments ( e.g., wash sale or corporate actions such as mergers).

Across Offerings

This is an option on the Search Secondary Market Offerings screen. This option allows you to search for and view a list of secondary market fixed-income securities (e.g., bonds) offered through Fidelity that match criteria you specify. You can select one or more of the following and view offerings for more than one type of security after performing a single search:

ACSC
(Average Cost Single Category) A cost basis method in which cost basis is calculated based on the average price paid for all shares regardless of the holding period. This method of calculating cost basis is permitted for mutual funds only and cannot be used to calculate cost basis for individual securities such as stocks and bonds.

Action

The type of order for a trade. Available actions vary according to security type and account type. For example, some of the actions available for a stock trade in an authorized brokerage account are Buy, Sell, Buy to Cover, or Sell Short, while the actions available for a mutual fund trade in a brokerage account are Buy a Mutual Fund, Sell a Mutual Fund, and Sell a Mutual Fund and use the proceeds to buy another mutual fund. For bond trading, the actions available are Buy, Sell, and Hold.

Active

This is an annuity status that indicates a variable deferred annuity is past the free look period or extended free look period and is currently in the accumulation phase, the phase during which you are attempting to build retirement savings.

Active – Deposit to Fidelity Only

For Fidelity Electronic Funds Transfer, this is a bank status. This status indicates that you currently can only use Electronic Funds Transfer to transfer from your bank account to make a deposit to your Fidelity account. However, you can immediately use the deposited money to buy stocks, bonds, or mutual funds.
Generally, after 7-10 business days you can use Electronic Funds Transfer to request transfers to deposit to and withdraw from your Fidelity brokerage non-retirement account via Fidelity.com.

Active – Deposit/Withdrawal

For Fidelity Electronic Funds Transfer, this is a bank status that indicates the routing information for a bank has been verified and the bank can be selected for use when transferring money to deposit to or withdraw from your Fidelity account using Electronic Funds Transfer.

Active Trader Services

Certain benefits designed specifically for investors who make at least 36 stock, bond, or options trades across their Fidelity AccountsSM in a rolling 12-month period.

Activity Assessment Fee

The fee the self-regulatory organizations must pay to the SEC. This fee is collected by brokerage firms on sale transactions in equity securities and forwarded to the SROs, and ultimately the government, as required by current regulation.

Actual/360

An interest formula used for municipal, corporate and agency bonds, which uses the actual number of days from the last coupon date and a 360 day year to calculate the dollar amount of interest payments owed to an investor.

Actual/Actual

An interest formula used for U.S. Government notes and bonds which uses the actual number of days from the last coupon date and a 365-day year to calculate the dollar amount of interest payments owed to an investor.

Additional Federal Tax

When estimating the gain for a stock appreciation rights grant, the dollar amount that you would like to have withheld from the grant for federal tax purposes, in addition to the amount determined by the withholding tax rate.

Additional Federal Tax Withholding Amount

For stock option exercise transactions, this is the dollar amount you indicated you wanted withheld in addition to the required federal tax amount. This amount can be combined with your federal tax rate election.

Address

In a company profile, the address of the company about which you are viewing information.

Adjusted Dividend Quantity

The number of dividends received after applying the achieved performance percentage.

Adjusted Price / Inflation Adjusted Price

In the context of inflation protected bonds such as Treasury Inflation Protected Securities (TIPS), the Adjusted Price is the price that will be used to assess the net money (the total dollar amount) of the trade. It is calculated by multiplying the Inflation Factor by the trader’s quoted prices.
Because the inflation protection of a TIPS is delivered through changes to a bond’s principal, the investor is essentially paying for the cumulative inflation impact from the original issue date up until the point of purchase.

Adjusted Share/Unit Quantity

The number of shares/units received after applying the achieved performance percentage.

Adjustment

Correction to or change in the outstanding contribution balance.

A/D Line

The Advance/Decline (A/D) Line is the most widely used indicator measuring market breadth. It represents a cumulative total of the number of stocks advancing vs. the number of stocks declining. When the A/D Line rises it means that more stocks are rising than declining (and vice versa).
In our online price charts, the A/D Line is calculated for all markets and the appropriate market indicator is automatically selected for your focus security.
For example, if you are analyzing a chart on IBM which trades on the NYSE, and you choose the A/D Line, the system will automatically apply the A/D Line for the NYSE

A/D Line (breadth)

The breadth Advance/Decline (A/D) Indicator is the number of advancing issues divided by the total number of both advancing and declining issues.
Readings above 0.5 are considered “Bullish” while readings below 0.5 are considered “Bearish.”

A/D Line (Daily)

The non-cumulative Advance/Decline (A/D) Daily Line is calculated by subtracting the number of declining issues from the number of advancing issues and then dividing that figure by the total number of issues traded.
(Advancing issues – Declining issues)/(Total number of issues traded)
Generally, values above 0.25 are considered “Bullish” while values below -0.25 are considered “Bearish.”

Advisor Directed brokerage Account

An institutional brokerage account you opened with Fidelity through a Registered Investment Advisor that is being actively managed by your Advisor.

Advisor Name

The name of the person or entity that acts as investment manager for the asset class in the sub-account.
This field displays on the Personal Trust Balances screen.

After Hours Session

The After Hours trading session is available through the Electronic Communications Network (ECN) in which Fidelity participates via Fidelity.com. It is not available through Fidelity’s Automated Service Telephone (FAST®), other online services, or through Fidelity representatives. ECN orders in the After Hours session can be placed from 4 to 8 p.m. Eastern Time. Between 4 and 8 p.m., Fidelity transmits orders to the ECN and the transmitted orders are available for immediate display and execution according to the time received and the specified limit price.

Agency/GSE

This refers to Agency and Government Sponsored Enterprises (GSE) bonds. Agency and GSE bonds are generally grouped together, but the two underlying types of organizations are not the same.

Agency bonds are issued by official U.S. government bodies (e.g., Government National Mortgage Association, Ginnie-Mae).
GSE bonds are offered by lenders created by an act of Congress to assist groups of borrowers (e.g., farmers, ranchers, homeowners, mortgage lenders, etc.).
Agency and GSE bonds are generally available in minimum denominations of $10,000, with subsequent investments in increments of $5,000. However, Fidelity makes it possible for you to buy these securities with a minimum denomination of $1,000, and subsequent increments of $1,000.

Agency/GSE New Issues

New issue Agency and Government Sponsored Enterprises (GSE) bonds are typically sold for the issuer through a broker-dealer, such as Fidelity, on an as needed basis and usually at face value. Broker-dealers purchase large blocks of bonds, then make the securities available to other institutions and individuals.

Since these securities are new issues, coupon interest has not accrued.

Agency and GSE bonds vary in their order minimums and increments. Although most may have a minimum order quantity of 1 bond, others have minimum purchase sizes of 5 or 10 bonds for minimum investment amounts of $5,000 or $10,000 respectively. Please check the Bond Details page of the issue you are considering when placing orders for New Issue Agencies.
Agency bonds are issued by official U.S. government bodies (e.g., Government National Mortgage Association, Ginnie-Mae).


GSE bonds are offered by lenders created by an act of Congress to assist groups of borrowers (e.g., farmers, ranchers, homeowners, mortgage lenders, etc).

Alert Frequency

The time of day and number of times a watch list alert is sent to your delivery address. Valid watch list alert frequencies are:


  • Daily 7 p.m.

    Closing price quotes for the securities on your watch list are sent each day at 7 p.m. ET.

  • Friday 7 p.m.

    Closing price quotes for the securities on your watch list are sent on Friday at 7 p.m. ET.

  • Every 15 Minutes

    Real-time quotes for the securities on your watch list at 15 minute intervals until the 100 real-time quotes daily limit is met. For example, if you request quotes every 15 minutes for two watch lists with five securities each, the 100 real-time quotes daily limit would be reached after two hours and fifteen minutes. You would not receive another quote until the stock market opens the next day.

  • Every Half Hour

    Real-time quotes for the securities on your watch list at 30 minute intervals until the 100 real-time quotes daily limit is met. For example, if you request quotes every 15 minutes for two watch lists with five securities each, the 100 real-time quotes daily limit would be reached after four and a half hours. You would not receive another quote until the stock market opens the next day.

  • Every Hour

    Real-time quotes for the securities on your watch list at hour minute intervals until the 100 real-time quotes daily limit is met. For example, if you request quotes every 15 minutes for two watch lists with five securities each, the 100 real-time quotes daily limit would be reached after ten hours. You would not receive another quote until the stock market opens the next day.

  • Market Close

    Closing price quotes for the securities on your watch list sent when the market closes at 4 p.m. ET.

  • Market Open

    Opening price quotes for the securities on your watch list sent when the market opens at 9:30 a.m. ET.

  • Market Open and Close

    Opening price quotes for the securities on your watch list sent when the market opens at 9:30 a.m. ET, and closing price quotes sent when the market closes at 4 p.m. ET.

  • Market Open/Mid-day/Close

    Opening price quotes for the securities on your watch list sent when the market opens at 9:30 a.m. ET, another set of price quotes sent at noon ET, and closing price quotes sent when the market closes at 4 p.m. ET.

  • Mid-day

    Price quotes for the securities on your watch list sent at noon ET.


Allocation

The percentage of new contributions designated for each position in the active portfolio. There can be between one and three active positions for each College Savings plan account. The combined percentage of allocation must equal 100%.

All or None

A condition placed on an order indicating that the entire order be filled or no part of it.

All or None/Do Not Reduce (AON/DNR)

A condition on an order indicating that the order can only be used as a Good ’Til Canceled limit order.

Allowable Deduction

In an employee stock purchase plan, the percentage of compensation that can be deducted from your payroll throughout the offering period, according to plan rules. Although the allowable deduction may vary from plan to plan, the IRS limits total purchases to $25,000 annually.

All Shares

This is an option on the Transfer Shares screen that enables you to transfer all of the shares eligible for transfer in the selected eligible position.
If you do not select this option to transfer all shares, you must select Number of Shares and then enter the number of eligible shares to transfer.

Alpha

A risk-adjusted performance measure. A positive (negative) alpha indicates stronger (poorer) fund performance than predicted by the fund’s level of risk (measured by beta). Alpha and beta are more reliable measures when used in combination with a high R2 which indicates a high correlation between the movements in a fund’s returns and movements in a benchmark index. Alpha is annualized.

Alternative Minimum Tax, Federal (AMT)

The federal alternative minimum tax (AMT) was designed to ensure that at least a minimum amount of income taxes are paid by taxpayers who reap large tax savings by using certain tax deductions, exclusions and credits.
It is owed only if and to the extent it exceeds a taxpayer’s regular federal income taxes. The federal AMT system uses its own forms, rules, rates and brackets (e.g., interest earned on certain private activity municipal bonds should be taxable under the AMT rules). Also note that some states also have their own state alternative minimum tax in addition to their regular state income tax.


  • For users of the Individual Bonds search tool, an indicator (AMT) will appear in the bond search results in the Attributes column if the security’s interest income should be subject to the federal AMT.

  • On the Bond Details: Offering page, an indicator specifies whether or not the security’s interest income should be subject to the federal AMT. Y displays if it is and N displays if the security’s interest income is expected not to be subject to this tax.


Users may search for municipal bonds (in the Municipal Bond Search and as part of the Bond Ladder criteria) that are expected to generate interest income exempt from the federal AMT.

Amortized Premium

Premium generally arises when a fixed income security is purchased for an amount greater than the total of all amounts payable on the bond other than qualified stated interest. According to federal tax rules, if you acquired your fixed income security at a premium and make the required elections when you file your return, the premium is amortized annually using the constant yield method (also called the yield to maturity method) with semi-annual compounding. If you did not make the required elections, your gain or loss is the difference between your purchase price (as adjusted for wash sales and other required adjustments, if any) and your proceeds at disposition, making no premium adjustments. These rules apply to securities issued at par and to OID securities acquired on the secondary market at price greater than their maturity value. Fidelity calculates amortized premium (and makes corresponding adjustments to the cost basis it provides) using the yield-to-maturity method. For tax-exempt securities, amortization of premium is required and is not deductible from taxable income. For taxable bonds, a tax election may be required in order to amortize premium, and the current year’s amortized premium may be deductible from taxable income. The amortized premium amounts and adjusted cost basis Fidelity provides may not reflect all adjustments necessary for tax reporting purposes. It may not be applicable if you have not made an appropriate tax election or if you are using an alternative amortization calculation method. Review prior adjustments that you have made, and consult your tax advisor and IRS Publication 550, Investment Income and Expenses, for additional information.

Amount


  • In Account History

  • In brokerage or mutual fund account history, the total amount for a transaction including any commission.

  • In annuity account history, the amount for an annuity transaction.

  • In college savings plan account history, this is the amount for a deposit or redemption transaction.

  • In employee stock purchase plan history, the dollar value of a transaction.

  • For Stop and Stop Limit Orders

  • For buy stop loss and buy stop limit orders, the amount is the minimum price at which you are willing to buy, and must be above the last ask price.

  • For buy limit orders, the amount is the maximum price at which you are willing to buy, and must be below the last ask price.

  • For sell stop loss and sell stop limit orders, the amount is the maximum price at which you are willing to sell, and must be below the last bid price.

  • For sell limit orders, the amount is the minimum price at which you are willing to sell, and must be above the last bid price.

  • For Trailing Stop Orders

  • For trailing stop orders, the amount is the dollar or percentage your trailing stop order’s stop price trails the market with a favorable move in the market. When the market is moving against you, the stop price does not change. Percentage-based orders must be whole percentage values and dollar-based trail amounts can be placed out to two decimals.

  • Multi-leg Options

  • On the multi-leg trading ticket, the difference between the buy and sell price for options in a complex option trading strategy, at which the trade executes. Used in conjunction with the Order Type field, this amount may be a credit or a debit.

  • Trading and Tax

  • For trades, the total amount for the order, excluding any commissions or fees.

  • For tax information, the dollar amount of a payment or transaction.

Amount Available

The total amount that is available to withdraw. Refer to your plan rules for withdrawal availability and frequency.
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Amount Invested

The amount, in dollars, you intend to invest in a multi-leg options trading scenario. This figure will assist in determining the market value, units, cost per unit, and amount earned.

Amount Vested

The total amount, including your employer’s contributions, that is vested in your Fidelity NetBenefitsSM account (e.g., 403(b), 401(k), 457) according to your plan’s vesting rules.

AMT

See Federal Alternative Minimum Tax.

Analysis

This is an option for your portfolio on the Portfolio screen. This is also an option for one or more individual accounts. Select this option to display a Graphical View, Holdings Detail, and Historical Analysis for the securities in your portfolio or one or more individual accounts.

Annual Advisor Fee

For Portfolio Advisory Services (PAS), this is the annual fee for services provided by PASS. It is based on the total assets that the customer has invested with the Portfolio Advisory Service.

Annual Dividend

In a Company Profile, the annual distribution of earnings to shareholders as determined by the company’s board of directors.

Annual Dividend Yield

A company’s yearly dividend amount, shown as a percentage of its stock price.

Annual Income

Account owners’ annual income from all sources. For joint accounts indicate combined income.

Annual Rate and Yield

This is the annual dividends per share paid to shareholders in dollars.
 
It is calculated based upon the most recent actual dividend:


  • For quarterly dividend-paying companies, latest quarterly dividend x 4

  • For semi-annual dividend companies, multiply the latest semiannual dividend by 2

  • For irregular dividend-payers, the last 12-month rate or the total dividend paid over the last 12 months


Year end and special dividends are excluded.

Annualized Rate of Return

Annualized Return shows how much your investments grew or declined — on average — each year of a multi-year period. For example, if a $100 investment returned 10% the first year and 10% the second year, its annualized return would be the average of the gains for both years — 10% — even though the total return over the entire time period would be 21%, as illustrated below:


  • Starting value of the investment: $100

  • Return after the first year: 10% ($110)

  • Return after the second year: 10% ($121)

  • Ending value of the investment: $121

  • Annualized Rate of Return: 10%

  • Compounded Cumulative Return on the investment: 21%

Annualized Return Rate (S&P Options Report)

A simulation of a return when calculated on a yearly basis. The return rate is multiplied by 365 then divided by the number of days until expiration. This return is always given for comparison purposes only.

Annuitization Date

The date when annuity income payments begin.

Annuity Asset Allocation Questionnaire

An online questionnaire and worksheet that can help you find an asset allocation that matches your investment needs.

Arms Index (TRIN)

The Arms Index shows the relationship between stocks that are advancing or declining in price and the volume associated with these stocks. It is calculated by dividing the Advance/Decline Ratio by the Upside/Downside Ratio.
The Arms Index is a short-term trading tool. The goal of the indicator is to determine if volume is flowing into advancing or declining stocks and by what magnitude. The Arms Index was first published by Richard W. Arms, Jr. in 1967.
Typically, the Arms Index is interpreted as “Bullish” when it is below 1.0 and “Bearish” when it is above 1.0.

As Of

The date and, if applicable, time when the information displayed was calculated.


  • Equities are typically priced real-time. If the current market price is unavailable or the market is closed, Fidelity will factor in the most recent closing market price to determine the closing market value.

  • Mutual fund positions are priced after the official market close (typically between 5 p.m. and 6 p.m. ET) at which point your account is calculated using the new price and current shares for that position. If a sale or purchase of a mutual fund settles that day, the account value will be calculated using the new quantity the following day. During market open, mutual fund positions are priced as of the previous day’s market close.

  • College Savings Portfolios are calculated using the prior business day’s closing price.

  • Stock Plan values are calculated using the prior business day’s closing price.

  • Annuities are priced as of the market close date on which the value per unit, income value, or withdrawal value for an annuity was last calculated.

  • Brokerage account balances are updated real-time and display values that change with market price fluctuations on the underlying securities in your account. A recalculation takes place on your account, factoring in price fluctuations of holdings/securities, trade executions, and money movement into or out of the account.

  • Account balances containing only mutual fund positions or portfolios that are included in College Savings accounts are updated less frequently as they rely on transaction settlement periods for when money or shares are bought, sold, or transferred. Mutual fund distributions and capital gains can affect your account value and typically have a 1-3 business day settlement period before your account is updated.

  • If a trade has recently been made in your Fidelity® Personalized Portfolio account, the value of your positions after market hours may be calculated using the previous day’s share quantity and may not accurately reflect the true market value of your positions at this time. Any changes to your position holdings will be updated in your account around 4 AM EST.

As of Date, Time

The date and time that the displayed tax information was last calculated.

Ask

See Ask Price.
For Extended Hours session (Premarket or After Hour session) quotes, this is the best asking price* at which someone who owns shares of a stock is willing to sell through the ECN in which Fidelity participates.
* Extended Hours quotes obtained from Fidelity.com will only reflect the prices available in the ECN, linked ECNs and Nasdaq’s SelectNet, when available.
For Premarket and After Hours session trade orders, the ask price source is the ECN and Extended Hours session displays as the source on trade order verification screens.

Ask Exchange

The exchange or market from which the ask price was quoted (e.g., NYSE, Nasdaq)
For Fidelity variable annuity investment option quotes, this information is not applicable and N/A displays in the Ask Exchange field.

Ask Orders

The list of the top (lowest price) ten offers to sell a security during a Premarket or After Hours session.
The list displays only on the Order Book quote screen.
For each order in the Ask Orders list, the following information is displayed from left to right:


  • ECN

  • Shares (the number of shares in the order)


Ask Price

The price a seller is willing to accept for a security.

Ask Quantity

The increments offered at the ask price.
For Premarket and After Hours session quotes, refer to Quantity.
For Fidelity variable annuity investment option quotes, this information is not applicable and N/A displays in the Ask Quantity field.

Ask Size

The number of round lots (100 shares per lot) offered at the ask price. For example, if this field displays 20, that represents 20 round lots (100 shares per lot) or 2000 shares.
For Extended Hours session (Premarket or After Hours session) quotes, this is the total number of shares at which investors who own shares of a stock are willing to sell through the ECN in which Fidelity participates*. For example, an ask size of 500 could be the total of 100 and 400 shares that two different shareholders are willing to sell at the quoted ask price.
* Extended Hours quotes obtained from Fidelity.com will only reflect the prices available in the ECN, linked ECNs and Nasdaq’s SelectNet, when available.
For Fidelity variable annuity investment option quotes, this information is not applicable and N/A displays in the Ask Size field.

Ask Yield

Ask yield reflects the lower of the yield to maturity, yield to call or the yield to pre-refunded date.

Asset Allocation

Asset Allocation is the diversification of investments across categories of assets (asset classes) such as short-term investments, stocks and bonds, as well as other assets including real estate, precious metals, and collectibles.
Different asset classes tend to offer different return and risk tradeoffs. Generally the greater the stock allocation, the greater the potential for long-term returns and the greater the risk of volatility and losses, especially over the short term.
In your Retirement Income Portfolio, asset allocation is the allocation of your retirement assets among different classes of investments, including equities, bonds, short term, unknown, and other. Classes of holdings, including underlying holdings of mutual funds and deferred annuities, is based on information from independent providers of financial information including Morningstar, Inc.

Asset Allocation Holdings Detail

Asset Allocation is the diversification of investments across categories of assets (asset classes) such as short-term investments, stocks and bonds, as well as other assets including real estate, precious metals, and collectibles.
Different asset classes tend to offer different return and risk tradeoffs. Generally the greater the stock allocation, the greater the potential for long-term returns and the greater the risk of volatility and losses, especially over the short term.
In a portfolio or account analysis, the Holdings Detail screen shows the dollar amount of securities by asset class in your portfolio or one or more selected accounts. The dollar amounts also include underlying securities in mutual funds that are held in stocks, bonds, and short-term investments as well as two additional categories, other and unknown.
All dollar amounts are as of the date and time shown on the Control Panel.

Asset Class

A type of investment, such as, stocks, bonds, and short-term investments.
In a portfolio or account Asset Allocation analysis, there are two additional asset classes, unknown and other.
Asset classes can be further divided into sub-categories or sub-asset classes. For example, stocks can be categorized as domestic or foreign, value or growth or blend, and small cap, mid cap or large cap. Bond investments can be categorized into tax-advantaged municipal and taxable bonds.

Asset Withdrawal

The process of drawing on your Retirement Income Portfolio to fund your retirement. Asset withdrawal is calculated by subtracting your spending from your non-investment income. A positive number represents a surplus rather than a withdrawal.

Asset Withdrawal Rate

This rate is calculated by annualizing (multiplying by 12) your average asset withdrawal for the past 12 months and dividing that number by your Retirement Income Portfolio’s ending value for the current period.

Assigned Return Rate

The potential return from selling an option if the stock price is in the exercisable range. In the case of a covered call, this return would include the premium from the sold option and any profit/loss on the covering stock position and assumes the stock price is higher than the strike price. This calculation does not include margin and is not annualized.
In the case of a calendar spread, this is the percentage return for the position if the short term option is In The Money at expiration and the longer term option is exercised to cover the trade.

Attributes

Important considerations or features an investor should consider before purchasing a bond. Examples include whether the bond has Call Protection (i.e., is non-callable), or whether it has had recent Material Events (municipal bonds) or Issuer Events (Corporates and Agencies).

Auction Close Date

For new issue, Treasury auction bills, bonds, and notes, and Agency/GSE bonds, this is the date on which the auction ends.

Auction Date

For Treasury auction and Agency/GSE auction securities (e.g., bonds, bills, etc), this is the date on which the bonds will be offered and the Dutch auction will be held.

Authorized Accounts

This is a list of accounts that the account owner has authorized you to access. Online on Fidelity.com, only brokerage, eligible mutual fund, and stock compensation plan accounts are shown. However, if the account owner has authorized you to access other types of accounts they own, you can do so by calling a Fidelity representative at 800-544-6666.
If more than one account owner has authorized you to access their accounts, you will see all accounts for all account owners listed together under the Authorized Accounts section of the Portfolio screen.
If you are authorized to access another person’s accounts, the Show Other Accounts option displays on the Portfolio screen. Select this option to display the authorized accounts in addition to the accounts you own.

Auto Roll

Subscribing to the Auto Roll Program provides customers with the ability to purchase certain eligible: 1) Treasury Auction securities and/or 2) New Issue FDIC-Insured Certificates of Deposit (“CDs”) and have the proceeds of the principal of these securities at maturity automatically be used to purchase a similar auction/new-issue instrument. This Auto Roll feature will continue to purchase a new security at the maturity of the older security unless the customer cancels the feature for that security or there is a material change to the treasury auction schedule or Fidelity is unable to find a replacement new issue CD that meets the initial size, duration and coupon frequency criteria of the maturing security. See Auto Roll Program.

Automatic Account Builder (Fidelity Automatic Account Builder®) (FAAB)

This account feature is used to set up a schedule of fund transfers from a bank account to purchase shares in your Fidelity mutual fund account or in your brokerage account’s core account.
* Only displays for brokerage and eligible mutual fund accounts.

Automatic Account Builder Amount (Fidelity Automatic Account Builder®) (FAAB)

The amount that is automatically transferred from a designated bank account and used to purchase shares in a mutual fund or a brokerage account’s core account.
The FAAB Amount field only displays for a brokerage or an eligible mutual fund account if the account has the FAAB feature.

Automatic Account Builder Frequency (Fidelity Automatic Account Builder®) (FAAB)
The months during which fund transfers from a designated bank account are used to purchase shares in a mutual fund or a brokerage account’s core account.
Transfers can be monthly or quarterly.


  • If transfers are monthly, Monthly displays

  • If transfers are quarterly, the months when the transfers will occur are listed


Automatic Re-Enrollment

In an employee stock purchase plan, the procedure by which your payroll deduction amount is automatically carried over from the current offering period to the next offering period. Payroll deduction amounts will continue to be withheld for any subsequent offering period based on the most current offering period election. You may suspend their payroll deduction withholding at any time by reducing your payroll deduction amount to zero.

Available Balance

For eligible mutual fund accounts, the account’s market value less any checks paid during the current business day. This balance does not reflect checks received by Fidelity during the current business day.

Available Credit (Credit Card)

Your current credit line minus your current outstanding balance, including authorized but unposted transactions (Temporary Authorizations).

Available Quantity

This is the current number of shares in a tax lot. The number of tax lot shares you specify cannot be greater than the available quantity.

Available to Withdraw

The total amount collected and available for immediate withdrawal. This balance includes both Core Money Market and other Fidelity Money Market funds held in the account, as well as the amount available to borrow generated from securities held in margin. This balance does not include deposits that have not cleared.
Proceeds from sell orders are reflected in this balance on settlement date. Withdrawals that exceed the cash in the account by using loan value generated from positions held in margin will increase the margin debit balance in the account.

Average Annual Return

The average total return for an investment including any interest, dividends, capital gains, etc. over a specific period of time.
On the Historical Analysis screen, the average annual return is for the asset-allocation mix that is shown.
The analysis uses your portfolio or one or more selected accounts to calculate asset-allocation mix percentages. Then, the historical performance information is calculated for the percentages using securities that are tracked in general market indexes.

Average Annual Total Return

Average annual total return is a hypothetical rate of return that, if achieved annually, would have produced the same cumulative total return if performance had been constant over the entire period. Average annual total returns smooth out variation in performance; they are not the same as actual year-by-year results.

Average Cost Double – Category

See ACDC.

Average Cost Single – Category

See ACSC.

Average Coupon Rate

The weighted average coupon rates of all the bonds in the ladder.

Average Daily Share Volume

Average Daily Volume is the monthly average of the cumulative trading volume during the last 3 months divided by 22 days.

Average 5-Year Predicted EPS Growth Rate

The average of all future long-term earnings growth estimates from contributing brokers.

Average High Low for the Day

This is a fair market value that displays for an order to exercise stock options. This value means that your stock option plan uses the average price for the stock on the day when your stock option exercise order is executed to calculate the:

Average Maturity — Years

The weighted average maturity for the bonds in the ladder.

Average Price

The weighted average price of the bonds in the ladder.

Average Tax Equivalent Yield

The average tax equivalent yield of all bonds in the ladder (including existing positions).

Average Volume

The average trade volume calculated over a given period of time.

Average Yield

The weighted average yield to maturity for the bonds in the ladder.
When searching the bond inventory, this amount represents the average yield for all securities offered by Fidelity, which meet the search criteria entered for a particular ladder.

Award

A form of compensation, such as a Restricted Stock Award (RSA), offered by some companies to reward employee performance.

Award Agreement

A contractual document between an employer and an employee setting forth the employee’s rights and obligations as a recipient of a Restricted Stock Award under the employer’s equity compensation plans.

Award Cost Per Share

The cost, per share or unit, associated with a Restricted Stock Award (RSA).

Award Date

The date on which an issuer (e.g., your company) awarded you restricted stock awards.

Award ID

The unique number that identifies a particular restricted stock award.

Award Price

The total cost of the award per share.

Awards Canceled/Forfeited/Declined

Grants that were awarded and then canceled prior to vesting.

Awards Granted

The total number of shares or units granted in a restricted stock award.

Awards Vested

The number of shares or units in a restricted stock award that have vested and paid.

Awards Vesting

The number of shares or units in a restricted stock award that are scheduled to vest on a vesting date.

 
 
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