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Retirekit Glossary G


The monetary amount of a gain or loss realized from selling shares. If the amount is a loss, it is displayed in red characters with a leading minus sign. On gain/loss screens, if the Gain/Loss is not known, the column is blank, with a hyphen (-) displaying instead of an amount. The gain/loss is unknown when the cost basis is unknown. On the Realized Gain/Loss screen, Gain/Loss may be shown as “Non-reportable” if the position was closed by an action other than a 1099-B-reportable event, for example, the transfer of all shares. In this case, Non-reportable extends into the Term column.

Gain on Sale
For an order to exercise incentive stock options (ISO), this is the total proceeds from the order. The proceeds are calculated by subtracting the fair market value at exercise from the exercise cost. The exercise cost is the grant price per share multiplied by the number of shares exercised.

The rate of change in an option’s delta for a one-point change in the price of the underlying security.

Example:      A position gamma of 0.051 means that for every $1 change in the underlying, the combined deltas would rise/fall by $0.051.

Global Funds
These broadly diversified funds offer the highest level of diversification among international funds because they can invest anywhere in the world, including the U.S.

Global Indicator
A security that is held by a global custodian outside of the US.

Gold Pricing
Fidelity’s deep discount Gold Level pricing can be applied to the accounts of qualifying investors. To qualify, a household (see Relationship Household) must meet either of the following criteria:

  • $1,000,000+ in assets

  • $25,000+ in assets and 120+ trades over the prior rolling 12 months

Good ’til Canceled
A time-in-force restriction that can be placed on the execution of an order. Good ’til Canceled orders are generally good for 120 days. If the order is not executed after 120 days, the order is automatically canceled. Some plans have been granted the ability to place GTC orders without a time limit. These orders remain in effect until the order executes, or until plan rules require the order to be canceled.

Government Bond
Debt obligations of the U.S. Government that are issued at various intervals and with various maturities. See Treasuries.

The transaction by which your employer awards stock options, stock appreciation rights, restricted stock awards, or restricted stock units to you. The terms of the grant are determined by the grant agreement and the company’s plan.

Grant Agreement
A contract between you and the issuer of stock options, stock appreciation rights, restricted stock awards, or restricted stock units (for example, your company), which sets forth the terms of the option award (grant price, vesting schedule, expiration date, and so on).

Grant Date
The date on which a grant issuer (for example, your company) grants stock options, restricted stock awards, restricted stock units, performance awards, or stock appreciation rights. This date usually marks the start of your vesting schedule.

Grant ID
The unique number that identifies a particular grant. This number is assigned by the issuer (for example, your company) for tracking purposes.

Grant Price
Under a stock option plan, the price at which shares of the underlying stock may be acquired when the you exercise your stock options.

Under a restricted stock award or restricted stock units plan, the price per share value of the shares or units.
Under a stock appreciation rights grant, the price from which appreciation is measured.

Grants Canceled/Forfeited/Declined
Restricted stock awards or restricted stock units that were awarded and then canceled prior to vesting.

Grant Type
For stock options, indicates whether a grant is for tax-advantaged incentive stock options for U.S. federal tax purposes (ISOs), tax-advantaged stock options in a country other than the U.S. (QSOs), or non-qualified stock options (NSOs).

Graphical View
This is an analysis of your holdings for your portfolio or one or more accounts. This view of your holdings shows the percentage of the following in graphs:

Gross Margin, TTM (%)
In a Company Profile, this value measures the percent of revenue left after paying all direct production expenses. It is calculated as the trailing 12 months (TTM) Total Revenue minus the trailing 12 months cost of goods sold divided by the trailing 12 months total revenue and multiplied by 100.

This is an investment type that refers to companies with earnings per share that may grow significantly faster than the market average. These stocks may trade at higher than average price to earnings ratios.

Portfolio and account analysis shows information about your holdings’ investment types on the Domestic Equity Style Profile. For more information about the Domestic Equity Style Profile, select Learn More About Analysis at the top of the analysis screens.

Growth Funds
Growth funds are designed to pursue capital appreciation over the long-term. Some growth funds are broad-based, meaning that they have a wide range of stocks and industries in which they can invest. Others have a narrower focus – for example, they may invest in a particular type of stock, such as small-cap or cyclical stocks, or use a specialized approach to stock selection, such as investing only in stocks that are currently underpriced. Growth funds are more volatile than more conservative income or money market funds and generally reflect changes in market conditions and other company, political, and economic news.

Growth Stocks
Stocks of companies that have shown or are expected to show rapid earnings and revenue growth. Growth stocks are riskier investments than most other stocks and usually make little or no dividend payments to shareholders.

Guaranteed Withdrawal Amount
This is the amount you are eligible to withdraw in the current contract year. Withdrawals are not available until the youngest annuitant reaches age 59-1/2 years old.

  • If the youngest annuitant was not at least 59-1/2 years old as of the date disclosed, $0 is quoted.

  • If the youngest annuitant was at least 59-1/2 years old but you had not made your first withdrawal by the as of date disclosed, the amount quoted represents the amount that you would have been eligible to withdraw were you to have made a withdrawal on the as of date disclosed.

Tel: 800-900-5867 Fax: 800-900-0750 Email:info@theretirementgroup.com

Registered Representative of and securities offered through FSC Securities Corporation, Member FINRA / SIPC. Investment Advisor Representative of and Advisory Services Offered Through The Retirement Group, LLC or FSC advisory. The Retirement Group, LLC and FSC Financial are not affiliated companies


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